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Life Events

Significant life events, such as the birth of a child, marriage, divorce, or death, may have an impact on your retirement benefits and/or health insurance eligibility. It is important that you follow the proper procedures outlined below and notify DCRB of all changes. If you experience a change in family status, and need to make changes to your health coverage, you must notify DCRB within 60 days after the change in family status occurs. If you do not notify DCRB within 60 days, you may not be able to change your health coverage until the next Open Enrollment Period. 

Open Enrollment

The annual open enrollment period, also known as “Open Season,” is when retirees can make changes to their health insurance plans. The 2024 Open Season runs from Monday, November 11, 2024, to Monday, December 9, 2024. Changes to your health insurance plans can be made only during the designated Open Enrollment period, unless you qualify for a Special Enrollment period due to certain life events, such as marriage, birth of a child, or loss of other coverage.

Changing Your Information

Report a Death

Survivor Information

Qualifying Court Order

If you get a divorce, your Plan may be required to pay your former spouse a portion of your retirement benefits and any applicable survivor annuity. If you wish to provide benefits to your former spouse, you or your former spouse will need to file a Qualifying Court Order (“QCO”) in court. You must provide DCRB with a certified copy of your QCO after it is approved by the court and a copy of your divorce decree. You are encouraged to submit a draft version of your QCO to DCRB for preapproval before you file it in court.